Insurance Information

The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.

A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.

Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:

Insurance Plans We Accept

Please be advised that due to the large number of new and changing healthcare plans, our staff is not able to easily verify if your visit is covered.  We ask that patients kindly take responsiblity to ensure that their specific insurance plan covers a visit prior to scheduling an appointment with our office.  Patients are responsible for payment in the event the visit is not covered.

If you have an HMO plan of any sort, please get a referral prior to your appointment.

Aetna Health Plan

Blue Cross of Washington / Premera

Blue Cross of Washington / Premera Med Advantage HMO POS (out of network only pay a portion)

Blue Cross of Washington / Regence


Community Health Plan of Washington

First Choice Health Network

Group Health (Options & Alliant Plus)

Healthcare Management Administrators

Humana Healthcare Services (no HMO)

Lifewise Health Plan of Washington


Moda Health

Northwest Benefit Network (NBN)


Railroad Medicare Part B – Palmetto GBA


United Healthcare

United Healthcare (HMO) – need referral

Washington State Medicaid – Provider One

Washington Sate Department of Labor and Industries

We do accept other plans as well, so if your specific insurance company is not listed above, please give us a call, and we would be happy to let you know if we are providers under your plan.

We no longer accept VSP or Eyemed; however, if you are diabetic, have glaucoma (or suspicion of it), allergies, floaters,dry eyes, macular degeneration, retinal pathology, cataracts or any other eye health issue, we can see you under your major medical insurance.

Payment Plans

Cash paying patients without insurance receive a discount if payment is made on the day of service.  In certain situations, payment plans can also be arranged.

Questions & Answers About Vision Insurance

It's not true that vision insurance protects you against unexpected or overwhelming financial obligations. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.  

What's in Your Vision Insurance Plan

Make the most of your vision insurance plan by understanding your particular vision coverage.

Medical Insurance for Eye Care

Many times patients come to us with medical conditions of the eye that need treatment.  Examples of this are glaucoma, cataracts, macular degeneration, infections, inflammation, diabetes, and ocular injuries.  In these situations, medical insurance is used for your visit.

If a refraction is also performed at this visit, it is typically not covered under medical insurance; however, there is a discount if you pay that day.

Contact Us

We look forward to hearing from you.


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Overlake Eye Care